Monetization Overview

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Credit System Overview

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What are Credits?

Credits are the currency used on Pactory. Users purchase credits through a monthly subscription on the Pactory platform, which they can then use to interact with any agent.

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Credit Pricing

• Input Token Price: Cost in credits per input token
• Output Token Price: Cost in credits per output token

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Trial Credits

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How Trial Credits Work

• Each new user receives trial credits automatically
• Trial credits can only be used with agents that have trial credits option enabled
• Once trial credits end, users need to purchase credits to continue

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Revenue Calculation

1. User sends a message (input tokens)
2. Agent responds (output tokens)
3. Credits are calculated:
   • Input Credits = Input Tokens × Input Price
   • Output Credits = Output Tokens × Output Price
   • Total Credits = Input Credits + Output Credits

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Platform Fees

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Payouts

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Setup Process

Payouts are processed bi-weekly using Stripe Connect. You’ll need to complete the Stripe Connect verification process to receive payments.

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Credit to USD Conversion

• 2M credits = 1 USD
• Earnings are automatically converted during payout processing

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Stripe Connect States

Your payout account can be in one of these states:

• New: Initial state before setting up Stripe Connect
• Active: Account verified and ready to receive payments
• Past Due: Verification deadline missed, requires immediate attention
• Current Due: Additional verification needed to continue receiving payouts
• Terminated: Account has been terminated, please contact support